Herman Asgarian, Mortgage Loan Officer | NMLS# 2700044

Your Trusted Mortgage Advisor for Life

Count on Herman Asgarian your mortgage advisor to be your lifelong partner in navigating the mortgage process—offering clarity, confidence, and guidance every step of the way.

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About

We make getting a loan easy and less stressful

As a licensed mortgage loan officer based in California, I’m committed to helping clients navigate both residential and investment financing with clarity and confidence.

I’ve supported individuals and families in securing home loans—even in complex situations—by prioritizing education, transparency, and tailored solutions that truly fit their needs.

Transparent Communication

I walk you through every step with clear, honest guidance.

Personalized Loan Solutions

Your financial profile is unique — and my lending approach is designed to match it.

Fast, On-time Closings

Focused on smooth processes that keep your homeownership goals moving forward.

Loan Programs | Offer

Tailored Financing Options

Conventional

FHA

VA

Refinance

Conventional

Conventional loans are mortgages not backed by the government, offered by banks and lenders. They typically require good credit, stable income, and a manageable debt-to-income ratio. Down payments range from 3% to 20%+, and private mortgage insurance applies under 20%. Options include fixed-rate and adjustable-rate terms, for primary, second, or investment properties.

FHA

FHA loans are designed for first-time buyers or those with lower credit scores or smaller down payments. Backed by the government, they offer more flexibility and are ideal if you're just getting started or looking for a more accessible path to homeownership.

VA

VA loans are exclusively for veterans, active-duty service members, and eligible spouses. With no down payment, no private mortgage insurance, and competitive rates, they’re a well-deserved benefit for your service.

Refinance

Refinancing replaces your current mortgage with a new loan to lower your rate, change the term, or tap home equity. Homeowners refinance to reduce monthly payments, switch from adjustable to fixed rates, or consolidate debt via cash-out refis. Closing costs apply, and savings depend on credit, equity, loan size, and how long you’ll keep the home.

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Find the best

Program

With access to a wide variety of loan programs and trusted lenders, I’ll help you secure a mortgage that aligns with your goals — whether you’re purchasing your first home, moving up, or refinancing. I’ll walk you through each step, compare your options, and ensure you receive the most competitive terms available.